Gem Ratings is committed to providing high-quality services to all our clients. As such, we strive to ensure that our services meet your expectations and fulfill your needs. However, due to the nature of our services and the resources allocated upon engagement, we do not offer refunds for any services rendered.

Once you engage our services and payment is made, it is understood that you agree to our terms and conditions, including our no refund policy. This policy applies to all services provided by Gem Ratings, including but not limited to consultations, assessments, and assistance with disability benefit applications.

We understand that circumstances may change, but our commitment to delivering valuable and professional services remains unchanged. If you have any questions or concerns about our services, we encourage you to contact us directly so we can address them promptly.

Thank you for choosing Gem Ratings for your needs. We appreciate your understanding and cooperation regarding our no refund policy.